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Negotiating The Best Home Purchase Deal
When buying a home, you are probably going to have a real estate agent helping you and giving you pointers on negotiating a price. However, it’s still your money on the line, and that means you should...
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Buying A Bank-Owned Foreclosed Home
While the savings that can be realized from purchasing a foreclosed property can be very exciting, it is important to proceed with caution because of the unique nature of this kind of transaction. Here...
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Making The Most Of Your Lump Sum
Whether it is from an inheritance, an insurance settlement or some other source, receiving a lump sum of cash can open up a lot of financial possibilities. Follow these steps to help make sure you will...
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Retirement Withdrawal Rate: What’s A Safe Number?
For quite a while, the standard advice was that your best bet was to take 4% out of your total retirement nest egg every year to have enough money to last while enjoying a comfortable lifestyle in your...
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Mortgage Down Payment Gift Rules
If you’re looking to purchase a home, you probably already know that there is generally a down payment required before you can move forward with the buying process. You probably also know that there is...
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Home Equity Decisions: The Good and Bad
Did you ever go to a department store or big box retailer as a child with money your parents gave you to spend? Did you feel motivated to spend every last dime to get as much as you could while you...
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What to Look for When Buying an Investment Rental Property
You’re made the decision to diversify your investments and hopefully realize long-term profits by buying a rental property. But how do you know which property to buy? While there is always risk...
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Ready to Look for a Home Checklist
One of the most common questions for potential homebuyers is, “How do I know when I’m ready?” While different people have different levels of comfort with preparedness, there are several key steps that...
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Coding your future?
In a recent radio interview, the head of a widely popular internet company commented that he is always perplexed when he hears about high unemployment rates. His company, he said, “can’t hire people...
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Are Rent-to-Own Furniture and Appliances a Good Deal?
You just got your new place. The only problem is that your furniture is currently made up of the boxes you moved in with. Just as you are starting to think about your options, an ad comes on TV for a...
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Tips for Investing During Retirement
If you’re of a certain age, chances are you’ve spent no small amount of time thinking about how you are investing in preparation for retirement. Make no mistake, that’s a good idea. But what happens...
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Life Insurance in Retirement? Questions to Ask.
Life insurance is generally thought of as income protection; if you are gone, it provides a source of money to help offset the loss of your salary and bolster the finances of your loved ones. Because...
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Individual Development Accounts: What To Know
Building up a savings account can be one of the hardest things to do if you are living on limited means. This in turn can make some of your bigger goals seem far out of reach. That’s where an...
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Financial Folders You Should Have
One of the most important steps in truly taking command of your financial situation is to become organized. No matter whether they are in paper or electronic format, you should have files for the...
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Advantages and Disadvantages of FHA Loans
If you’re looking to buy a home, you may have been attracted to the loosened approval standards that can come with a government-backed Federal Housing Authority (FHA) loan. But before jumping into an...
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The Why and How of CD’s and SC’s
Certificates of Deposit (CD’s) or Share Certificates (SC’s) are good financial products for earning interest on your savings without risking much. You buy these products knowing you will be given a...
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Tips for Investing During Retirement
If you’re of a certain age, chances are you’ve spent no small amount of time thinking about how you are investing in preparation for retirement. Make no mistake, that’s a good idea. But what happens...
View ArticleClik here to view.
Life Insurance in Retirement? Questions to Ask.
Life insurance is generally thought of as income protection; if you are gone, it provides a source of money to help offset the loss of your salary and bolster the finances of your loved ones. Because...
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